The risks and realities of employees working abroad

 The hidden risks (and benefits) of working abroad

With remote and hybrid work now the norm, many employees are choosing to work abroad—sometimes for weeks, sometimes for months. While the idea of logging in from a sunny balcony sounds appealing, both employees and employers must be aware of the risks, responsibilities, and benefits that come with working overseas.

Key risks to consider:
Insurance cover – Health, travel, and liability insurance may not extend abroad. Employers should check whether their business policies cover overseas work, and employees must ensure they have adequate personal cover.

Data security – Using unsecured public Wi-Fi is a major risk. Employers should require employees to use a VPN to protect sensitive company data and reduce the risk of cyberattacks.

Tax & legal compliance – Working abroad, even temporarily, could create unexpected tax or employment law obligations for the employer in the host country.

Health & safety – Employers still have a duty of care, even if the employee is abroad. Employees should take responsibility for their own safe working setup and notify employers of any risks.

Visas & right to work – Not every country allows employees to work on a tourist visa. Employees should confirm they have the correct permissions before logging in.

The benefits for employees:
Work-life balance – A change of scenery can reduce stress and improve wellbeing.
Increased productivity – Many employees find they can focus better in a different environment.
Cultural exposure – Living abroad provides personal growth, fresh perspectives, and sometimes new professional opportunities.
Motivation & retention – Greater flexibility often leads to higher job satisfaction and loyalty.

Shared responsibility
Employers should have clear policies on overseas remote working, covering insurance, security, and compliance.
Employees must take responsibility for safeguarding company data, securing proper insurance, and ensuring they are legally permitted to work abroad.

Working abroad can be a rewarding experience, but it requires careful planning to avoid serious consequences.